AFT Provided Benefits:

Grievance Department to Defend Your Rights

• Service of union representatives to defend you in grievances resulting from violations of your contract or Board of Education rules and policies
• Service of leading labor education attorneys

TEACHER SERVICES

• Provide training and continuing education for teachers and paraprofessionals on a variety of topics and issues through the BTU’s Baltimore Center for Teaching and Learning
• Provide new teacher support

AFT MASTERCARD

• No annual fee
• APR is 5% above prime and adjusted quarterly
• No fee for ATM use, cash advances or checks
• Free additional cards for eligible family members
• Skip payment privileges during prolonged strikes

DISCOUNTED LEGAL SERVICES

• Free initial consultations, free document review, free follow-up services and a 30% discount on personal legal matters

DISCOUNTED MORTGAGE PROGRAM

• Competitive mortgage rates
• Savings on agent’s commission when you sell
• Down payments as low as 5%
• Special help for first-time buyers, including lower upfront costs
• Financial assistance for members out of work
• Expert consultants who can tailor a mortgage to your individual situation
• For Union members, their children and parents
• Refinancing available

OPTIONAL LOW-COST HEALTH PLANS

• Dental Plan that provides, free of charge, all x-rays, oral examinations, office visits, two teeth cleanings per year, and other preventive dentistry
• Life Insurance that provides coverage up to $120,000
• Catastrophe Major Medical – After exhausting other resources, this plan helps take over to pay up to 100% of all eligible expenses for up to five full years and up to $2 million. It covers extensive nursing home and home health care benefits.
• Retired Members Term Life Insurance – This $12,000 coverage can help pay final medical and hospital, funeral costs, continuing monthly expenses or help build an educational fund for grandchildren.
• Paycheck Protector – This plan provides a monthly income of up to $2,500 tax free if you become disabled and can’t work
• Group Term Life Insurance
• Group Hospital Insurance
• Permanent Life Insurance
• Medicare Supplement
• Cancer Plan

UNITED BUYING SERVICE

• Service offers discounts to members on cars, furniture and carpeting

FREE NOTARY PUBLIC SERVICE

DISCOUNTS ON PRESCRIPTION DRUGS

• Big savings compared to neighborhood pharmacies
• Covers members, family and relatives
• Delivered directly to members’ homes, postage free within two weeks
• Free refill reminders
• Toll-free number for questions
• Free year-end summary for tax purposes

UNION DRIVER AND TRAVELER

• One low membership fee combines all the benefits of a motor club, a car repair service for less than you pay for a motor club alone. This covers you, your spouse, and driving-aged children living at home, unlike other plans that charge extra

LOANS

• Provides unsecured personal loans from $2,500 to $15,000
• Terms from four to seven years
• Annual $30 bonus if payments are deducted automatically from your checking account

TRAVEL

• For a low fee, members can save up to 50% at more than 10,000 hotels including many of the most popular chains, plus a 5% rebate on airfare, and save hundreds of dollars on select sailings with many major cruise lines

COLLEGE COUNSEL

• Members with children planning on college can take advantage of a service that will match the student’s needs with the financial means of parents through three sources at significant savings: The Parent’s College Advisor, the College Advisor and the Financing Advisor

OTHER BENEFITS

• Theme Park Discounts
• Computer Buying Discounts
• Online Discounts
• Magazine Discounts
• Moving Discount – Save 40% on your interstate move
• Eyewear
• Walt Disney World Hotel Discount
• Car Rental
• Car Care
• Union Yes Checks

PERSONAL PARTICIPATION IN DECISIONS AFFECTING YOUR PROFESSION THROUGH A DEMOCRATIC PROCESS

SUBCRIPTIONS TO VARIOUS UNION PUBLICATIONS  

• Receive information and publications from local, state and national teacher organizations

AFFILIATION WITH AFT AND AFL-CIO

• AFT: More than 650,000 union members throughout the country provide strength, solidarity and resources to achieve common goals
• AFL-CIO: 15 million members of the American labor movement support effective public school education and the best working conditions for all educators